Hello! My name is Santiago Majam.

I specialize in Retirement & Income Planning, Personal & Business Insurance Planning, Wealth Transfer, IRA Rollovers, Business & Professional Practice Succession, Living Benefits & Long Term Care Planning, Wills, and Trusts & Estates

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Experience with Wisdom with over 40 Years in the Financial Services Industry! Learn some financial strategies that may help you by simply viewing our videos.

Santiago Majam

Santiago J. Majam
LUTCF

Livingston, NJ - Lic # 8603782

About Me

SANTIAGO J. MAJAM is an accomplished Insurance and Financial Services Professional, with a solid track record of over 40 years of proven performance, experience, and wisdom in this highly specialized field. Migrating to the USA in 1986 and not knowing even a dozen people in this country, he worked his way up and established himself as a Lifetime Council Member of New York Life...

About My Agency

YKFN was built on this core principle of “Customer Comes First” in our dealings with existing and prospective clients. Our personal motivation is to form strong client relationships based on respect, trust and confidence, loyalty, and integrity with excellent products and services...

They Say

"When I was looking to make some changes to my existent Portfolio; - I was fortunate to discuss my options with Mr. Majam. He is extremelly knowledgeable and professional at the same time I will strongly recommend the Financial Services of Mr...

–Patrick Saavedra - President Home Rescue Consulting
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About Me

SANTIAGO J. MAJAM is an accomplished Insurance and Financial Services Professional, with a solid track record of over 40 years of proven performance, experience, and wisdom in this highly specialized field. Migrating to the USA in 1986 and not knowing even a dozen people in this country, he worked his way up and established himself as a Lifetime Council Member of New York Life. As a Lifetime Council Member, he became qualified from his first year consistently through his 23rd year of service with the company as a captive Insurance Agent and Registered Representative. As an appointed Management Associate (part time Recruiter and full time Agent in 1991-1994), his organizational sales skills and leadership greatly contributed in developing agents who outperformed full time Sales Managers of the company.

Santy has been a consistent multi-awarded General Agent & Development Associate during his work stint with various prestigious insurance and financial companies with national and global presence. He is a five-times (5x) President/Producer's Circle Qualifier with Transamerica Life (AEGON Group of Companies). He is now a Master Field Trainer and Live Personal Coach in transforming ordinary Insurance agents to ethical professional Financial Advisors.

As Santy was ripe for a good retirement with his entire successful career as an insurance agent and financial advisor for 40 years, opportunities kept coming for him to build a network organization for some of the World’s Largest Insurers subsidiary companies operating in USA. He retired from being a captive agent of a company and now ventures to leave some legacy by sharing his wisdom of 40 years to new aspiring career-oriented financial professionals who are current and future independent players in his envisioned network organization.

He is currently representing Transamerica Agency Network Inc., American Equity Investment Life, Lincoln Financial Group, Mass Mutual Financial Services, AIG, Allianz.
With full access and experience in all these companies’ products and financial services with different underwriting philosophies, we are able to provide some of the best options in the industry based on financial strength, product design and competitiveness of rates to consumers.

Santy is mainly motivated with this core customer service of working solely for the consumer’s interest. And this has kept him in business for the last 40 years. He is committed to build a legacy of ethical and professional financial advisors with a strong challenge to run their own practice and agency under the guidance and training management of Santy in his You Keep Financial Network organization.

 
Santiago Majam

Santiago J. Majam, LUTCF

Livingston, NJ - Lic # 8603782

Contact Me
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About My Agency

YKFN was built on this core principle of “Customer Comes First” in our dealings with existing and prospective clients. Our personal motivation is to form strong client relationships based on respect, trust and confidence, loyalty, and integrity with excellent products and services.

With a legacy of proven performance, wealth of experience, wisdom, and trusted client relationships, YKFN was organized upon securing an independent Insurance & Financial Services General Agency and Brokerage contract with USA member companies of the World’s Largest Insurers, namely, AEGON Group (Transamerica Agency Network, Inc.), AIG Group, ALLIANZ Group, and LINCOLN Financial Group.

Through the years, YKFN has evolved into an umbrella organization designed to build a strategic network of independent financial representatives & insurance brokers who are motivated to run their own insurance & financial services agency. Maintaining our independence from the companies we are representing enables us to always provide what is most beneficial to our clients.

YKFN offers network Associates ‘Group Strength’ that is anchored on established reputation in the Insurance & Financial Services industry. Based on our group strength, we are able to provide our Associates with the leverage of proven experience and performance to negotiate successfully with big financial & insurance companies. Without this group strength to back him up, a lone ranger financial representative or insurance agent will face a difficult climb.

YKFN offers member Associates the unique advantage of on-the-job training, guidance and experience with adequate tools and support, and sharing best practices to enjoy greater success, while managing their own independent insurance & financial services practice and agency.

YOU KEEP FINANCIAL NETWORK organization stands as a legacy of hard work, proven performance, genuine concern for people, and professional and ethical insurance & financial services that would guide public consumers in their everyday financial decisions to their best interest, with the end goal of making a difference in people’s lives.

YOU KEEP FINANCIAL NETWORK

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They say

I have known Santy for many decades. All througout those years he impressed me by his professionalism and very strong commitment to his work and clients. An extraordinary executive who cherish the results of his works. Simply confident of his profession and loved by his clients. I am highly recommending him in matters of finance.

–Fiorello Salvo - Owner at The Salvo Group, LLC

I have worked with Santy for over 20 years on my life insurance needs, and he has shown the kind of professionalism, integrity and expertise one expects from a person in his position.

He has constantly put a premium on his clients' needs and goals. He works hard at achieving what is best for his clients.

–Val Samaniego -Import Manager at Baby Togs, Inc.

Insurance, investment & financial services are Mr. Majam expertise. His dependable advice always help me in making rational and sound insurance as well as investment decision. I have known him for a long time and is a trustworthy, reliable and honest businessman.

–Romel R. Manzano- Independent Accounting Professional, Banking & Finance, Individual & business Income Taxes, Non-Profit & Government Acct

"I have had the pleasure of working with Santiago over the last several years. He is a true professional and always has his clients best interests." 

–Joe Vecchio - General Agent at Transamerica Agency Network, Inc.

"When I was looking to make some changes to my existent Portfolio; - I was fortunate to discuss my options with Mr. Majam. He is extremelly knowledgeable and professional at the same time

I will strongly recommend the Financial Services of Mr. Majam"

–Patrick Saavedra - President Home Rescue Consulting

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